FEB11th
Ibps po VI interview experience
Name- Akhiljith
My time slot was 1.30, Document verification completed around 2.30
then Interview started at 4.00. There were 4 members including one
female. I wish them all, they offered seat I thanked them.
M1: So akhiljith what is the meaning of your name?
Me: Answered
M1: Tell me about you, your family, ambition, hobby, why you want to join a bank after mtech?
Me:(I had already prepared these questions but while he asked all questions in a single one, it may have went to a big essay. So I can't well explained as per my preparation but answered well in short for all questions)
M1: Did you go for any coaching?
Me: No sir, I completed mtech in 2016 and I prepared my self.
M1: Why have you prefered Bank of India (BOI) on top?
Me: Answerd
M1: What is the symbol of bank of india?
Me: I was confused, I said BOI, they helped me (not like that, they pointed out the symbol of Canara Bank in the door its a two triangle crossed something)
Me: I can't recollect the symbol, so I said sorry sir I don't know but I know the tag line of BOI - its relationship beyond banking. (He was almost satisfied)
M2: Started asking about budget...mention the most important point of budget.
Me: Answered about the tax reduction.
M2: Tag line of this budget?
Me: I said lot of important things in budget.
M2: Yeah, it's ok but what is 3 word tagline of the entire budget?
Me: (I have read that but I don't remember the exact words) I said sir one is clean (yeah he encouraged me) and infrastructure boosting and third one I don't remember sir.
M2: He said the third one is skill.
Me: I thanked him for that information.
M2: Budget allocation for security committee is increased to 10 times, what u know about that?
Me: (actually I didn't heard about that) So I said sir, I don't know much about security committee but the defence sector provision is increased to 10 times.
M2: Yeah but also provision for security committee. Do u know who is the head?
Me: Ajith dowel.
M2: He asked about banks role other than basic functions of bank?
Me: Answered about all bank functions, then explained other roles like priority sector lending etc. (he was satisfied)
M3: He asked about a money policy similar to that of demonitisation.
Me: I first said I don't know sir....then I remembered the demonitisation of old notes printed before 2005. So, I answered.
M3: From which date to date notes are withdrawn?
Me: Sorry sir, I don't know exactly its old note upto 2005.
M3: How banks incurred loss?
Me: Bad loans, NPA.
M3: What other than lending?
Me: I was confused, then said about the banks investment and PSB have more social commitment so every activity is not profit based etc.
M3: About narrow banking and universal banking.
Me: I answerd well
F1: She asked about digital india?
Me: Answered well....
M1: Ok akhil, take one chocolate!
Me: I said thank you sir, other member too said me to took chocolate - I took one and thanked everyone and went out.
It was a good experience...panels are different in approach some panels mainly focused about personal questions, my panel was more in banking. If you are prepared for 100 words there you can only said 50 due to tension but don't worry most of them are performing this way. Practice well in front of a mirror and always remember that you are the best and this job is for you.
All the best..!!
FEB11th
interview experience which appeared on 11th February 2017.
Name- Prashant Jha
My serial no was 20 so I had to wait for verification and biometrics, Finally at 11.57 AM my turn came.
First ,may I come in? (With little bit nervousness )
There was 5 member in a row format (4M and 1F)
F1 - Yes prashant jha come in.
F1 : Good Afternoon Prashant jha .
Me : Good morning Mam, Good morning Sir (2 minutes remaining in afternoon mam with smile and gently)
F1 & M1 : Very Good we want to check your presence of mind.
F1 : Had your breakfast? (tumne chai nasta kiya?)
Me: No mam, I have to reach on time so I......
M1 : Are you comfortable with your chair?(F1 to M1 & me ....we started rapid fire before he sit..........)
Me : Mam I am fine.
F1 : In 2016 you completed your graduation? (B.COM)
Me : Yes mam (I realise that I am only seeing at F1 and M1. So after that I look towards all the members. Even they are eagerly waiting for my response toward him).
M1 : From where you came?
Me : Kalyan,Thane (F1 to me so you don't know about this place due to which you unable to find tea shop)
F1: You are living in kalyan with your family. Tell me about them (this question repeated many times during interview).
Me: I told them about my family.
M1: (after looking on my submitted document) This is your first attempt?
Me : yes sir
M4: Good
F1: A question for you that suppose you have to deal with a person whose monthly salary is very good than what banking services you want to give him.
Me : Insurance,RD, Loans (f1 asked what type of loan) Home loan, Car loans because his standard of living must be luxurious as his salary is very good.
M3: Good
F1 leave the chair and went outside
M1: Again ask about my family that you tell you have an elder brother.
Me : yes sir, he is working in railway. (M1: where)
Me : Answered
M1: In your family everyone is in the railway than why not you also try there.
Me: Replied...(this time all the members appreciate my reply).
F1 enter in the room with a question that you joined any classes?
Me: No mam
F1: in the graduation).
Me: No mam I believe in self study.
F1 : Good. What is your attempts in mains exam?
Me : 120 approx.
M1 : 115 marks may be you score.
Me : No Sir in English I attempted 32 questions and in that I am not sure.
F1 : how much you expect?
Me : approx. 90 marks.
F1 : How many exams till now you are given.
Me: ( I was ready for this questions) 6 exams in which 2 results are pending (IBPS CLERK and IDBI).
M1: how much you are expecting in clerk exam?
Me: around 100
F1: attempted?
Me: 123 because in quant after spending 30 minutes only 18 question I was able to do.
M3 & M4: Asked 2 questions related to if you are posted in Bihar, what you do in respect of NPA. ( This question is asked because 1 candidate before my turn said to them that in Bihar many people not repay their loan).
Me : Replied.
After this they all appreciate me.
F1 : Thank you jha you can go now.
Me: Just i tried to leave the chair for wishing them thank you suddenly
M2: Why your district is famous?
Me: Madhubani painting or Mithila painting .
M2 : What (saree ka kadhai designing hota hai na waha handmade).
F1 to M2 : In support of me yes that is madhubani painting now seen in many forms.
Me : Thank you mam., Thank you sir and left the room.
It was my first interview even I was confused that ,are they really appreciating my answers or my ear not working because many times they repeated that really this is you first attempt, after this line a thought rising in my mind that , are they want more attempt of IBPS exam next year from me.
Overall it was very good experience especially female member is very helpful. She is south Indian but my 90 % interview from her side is in hindi.
All the Best...!!
FEB 10th
interview experience with everybody out here. (P.S: You might not encounter the same questions but BE PREPARED to face any question).
Venue: Tagore Public School, Shastri Nagar, Jaipur (Nodal Bank – BoB).
Reporting time: 1 PM
Panel no. 4.
Document Verification started at 3:40 PM, and since I was the last candidate in my panel, my interview started at 5:00 PM.
There were four male members and a female member of my panel.M1 did not utter a single word during the entire interview.
M2: What is the meaning Anchit (my name)?
Me: It means honoured and blessed. (He smiled)
M3: Then what is the meaning of Ankit?
Me: I don’t know, sir.
M3: (looks at my application form) You are from which place?
Me: Sir, I belong to Jaipur.
M3: So you have done BE in which subject and from where?
Me: I did BE in Civil Engineering in 2013 from Bangalore Institute of Technology, Bangalore.
M3: What can you do as a Civil Engineering in the bank?
Me: The banks are consistently involved in construction and maintenance of their buildings for which they require a Civil Engr.
F1: For that, there is specialist cadre. This recruitment is for PO.
Me: That is true Mam, but if an individual or a company approaches the bank for a loan, then I can do valuation of the properties or check the viability of the project for which the company is seeking the loan for.(She started smiling)
M3: (Smiling) Chalo maan lete h.(He looked at my form again and moved towards my work experience column) What did you do in your previous job?
Me: I was working as an Engineer in <XYZ>, and we had college students for training, and I also worked on some small engineering projects.
M3: Why did you leave the job and shift to banking?
Me: Sir, the salary was very less, and there was no growth in my job.
M3: So, you left in Jul 2016. Then, what did you do after that?
Me: Sir, I started preparing for banking exams.
M2: You could have prepared during your job also.
Me: I could have, but I needed more time for preparation that’s why I left the job to completely focus on my studies.
M2: Did you watch the budget on TV?
Me: No sir. I only read about it in the newspapers.
M2: If you are interested in banking, then you should have watched. What is different about this budget?
Me: Sir, this year the budget was presented on 1st Feb instead of Feb end. Also, the railway budget was merged with the Financial budget.
M2: Why was it presented earlier than before?
Me: Sir, because earlier, it used to take time to implement the budget, usually the implementation exceeded beyond 1st of April. That’s why the govt presented it earlier.
M2: Why was the budget implementation delayed?
Me: Sir, after the budget presentation, the benefits and the funds allocated has to be transferred to various ministries and departments, and then they transfer the benefits to the society. All this process takes time, so they presented it earlier to get it implemented on time.
M4: You have been asked a lot about general things. Let me ask something from banking. Name the 4 Dy. Governors of RBI.
Me: Sir, Viral Acharya, R.Gandhi
(Then I paused for few seconds, I don’t know what happened. Suddenly I recalled reading a presentation on NPA which was prepared by SS Mundra)
Sir, third is SS Mundra.
(I started recalling the fourth name but even after 10 seconds I couldn’t recall the fourth name. Swaminathan was striking my head every time in those 10 seconds, but deep down I felt this is not the right name so I gave up)
Sorry sir, I cannot recall the last name.
M4: Chalo koi nai.
F1: Name 3 women CMDs in the banking sector.
Me: Mam, Ms Usha Ananthasubramaniam of PNB. Ms Shikha Sharma of Axis Bank. Ms Chandra Kocchar of ICICI bank. Likewise. Ms Arundhati Bhattacharya of SBI.
F1: Very good (and then they were pretty much impressed with my banking knowledge. They might have thought that he is an engineer and will not be knowing anything in banking sector)
M4: What is the importance of Geotechnical Engg?(one of my graduation subjects)
Me: Answered
M4: Have you studied Hydraulics and Irrigation engg (graduation subjects)?
Me: Yes sir.
M4: What is Hydraulic and Irrigation engg?
Me: Answered.(M4 and F1 both were nodding their head and were quite happy with my answers)
M3: Ok, you can go now.
Me: Thank….. (then M2 interrupted me)
M2: Wait! Sit down I want to ask one question. What are the different ways of transferring money? I mean, how can you send money to another person’s bank account.
Me: The traditional way is to visit the branch and deposit the cash. At the branch itself, there are POS machines through which we can send money by just swiping our debit/credit card. We can also use NEFT and RTGS at the branch. From mobile and Internet banking, we can use NEFT, RTGS and IMPS where IMPS is for immediate transfers and is a 24×7 service. Recently another way of transferring funds is via UPI and BHIM app. Apart from these, there is the card to card transfer. (M3 gives a weird look)
M3: ye card to card kya hota h?
Me: Sir, I have seen in SBI ATMs, there is an option of a card to card transfer. Also, there is an option of Visa card transfer where if the sender and receiver have Visa cards then they can transfer via Visa card transfer service also.
M2: Have you visited any bank branch? What type of information is displayed in a bank branch?
Me: Sir, there are various offers and schemes of the bank displayed in a bank branch. Apart from that, the interest rates of various types of deposits like RD and FD are also mentioned. There is also forex displayed.
F1: “Forex??”
Me: Mam, I meant foreign exchange currency rates.
M2: Rates??
Me: Sir, rates as in the different currency exchange factors like USD to INR or GBP to INR sort of things.
M2: Didn’t you notice one or two rates on that board?
Me: No sir.
M2: Jab itna sab kuch dekh liya tha to rates b dekh lete.
M3: OK, thank you.
Me: Thank you very much, sir. Thank you very much, mam.
As soon as I came out of the room, all he candidates vanished from the hall, and I was all alone there. However, I was very happy with my performance in the interview.
(Though I have written the majority of the questions and answers in English, 70% of the questions were asked in Hindi. It is my advice to everyone that while waiting, you should always keep talking to other candidates and enjoy that moment with them and share some joyous moments. This always releases the tension and it helps in your interview.)
All the best for your Result !!!!!!!!!!
Ibps po VI interview experience
Name- Akhiljith
Place- Trivandrum Canara Bank headquarter
Interview Duration : 7 - 8min
My time slot was 1.30, Document verification completed around 2.30
then Interview started at 4.00. There were 4 members including one
female. I wish them all, they offered seat I thanked them.M1: So akhiljith what is the meaning of your name?
Me: Answered
M1: Tell me about you, your family, ambition, hobby, why you want to join a bank after mtech?
Me:(I had already prepared these questions but while he asked all questions in a single one, it may have went to a big essay. So I can't well explained as per my preparation but answered well in short for all questions)
M1: Did you go for any coaching?
Me: No sir, I completed mtech in 2016 and I prepared my self.
M1: Why have you prefered Bank of India (BOI) on top?
Me: Answerd
M1: What is the symbol of bank of india?
Me: I was confused, I said BOI, they helped me (not like that, they pointed out the symbol of Canara Bank in the door its a two triangle crossed something)
Me: I can't recollect the symbol, so I said sorry sir I don't know but I know the tag line of BOI - its relationship beyond banking. (He was almost satisfied)
M2: Started asking about budget...mention the most important point of budget.
Me: Answered about the tax reduction.
M2: Tag line of this budget?
Me: I said lot of important things in budget.
M2: Yeah, it's ok but what is 3 word tagline of the entire budget?
Me: (I have read that but I don't remember the exact words) I said sir one is clean (yeah he encouraged me) and infrastructure boosting and third one I don't remember sir.
M2: He said the third one is skill.
Me: I thanked him for that information.
M2: Budget allocation for security committee is increased to 10 times, what u know about that?
Me: (actually I didn't heard about that) So I said sir, I don't know much about security committee but the defence sector provision is increased to 10 times.
M2: Yeah but also provision for security committee. Do u know who is the head?
Me: Ajith dowel.
M2: He asked about banks role other than basic functions of bank?
Me: Answered about all bank functions, then explained other roles like priority sector lending etc. (he was satisfied)
M3: He asked about a money policy similar to that of demonitisation.
Me: I first said I don't know sir....then I remembered the demonitisation of old notes printed before 2005. So, I answered.
M3: From which date to date notes are withdrawn?
Me: Sorry sir, I don't know exactly its old note upto 2005.
M3: How banks incurred loss?
Me: Bad loans, NPA.
M3: What other than lending?
Me: I was confused, then said about the banks investment and PSB have more social commitment so every activity is not profit based etc.
M3: About narrow banking and universal banking.
Me: I answerd well
F1: She asked about digital india?
Me: Answered well....
M1: Ok akhil, take one chocolate!
Me: I said thank you sir, other member too said me to took chocolate - I took one and thanked everyone and went out.
It was a good experience...panels are different in approach some panels mainly focused about personal questions, my panel was more in banking. If you are prepared for 100 words there you can only said 50 due to tension but don't worry most of them are performing this way. Practice well in front of a mirror and always remember that you are the best and this job is for you.
All the best..!!
FEB11th
interview experience which appeared on 11th February 2017.
Name- Prashant Jha
Venue - BOM Staff training college,Pune
Panel- III
Interview Duration : 7 - 8 min
My serial no was 20 so I had to wait for verification and biometrics, Finally at 11.57 AM my turn came.
First ,may I come in? (With little bit nervousness )
There was 5 member in a row format (4M and 1F)
F1 - Yes prashant jha come in.
F1 : Good Afternoon Prashant jha .
Me : Good morning Mam, Good morning Sir (2 minutes remaining in afternoon mam with smile and gently)
F1 & M1 : Very Good we want to check your presence of mind.
F1 : Had your breakfast? (tumne chai nasta kiya?)
Me: No mam, I have to reach on time so I......
M1 : Are you comfortable with your chair?(F1 to M1 & me ....we started rapid fire before he sit..........)
Me : Mam I am fine.
F1 : In 2016 you completed your graduation? (B.COM)
Me : Yes mam (I realise that I am only seeing at F1 and M1. So after that I look towards all the members. Even they are eagerly waiting for my response toward him).
M1 : From where you came?
Me : Kalyan,Thane (F1 to me so you don't know about this place due to which you unable to find tea shop)
F1: You are living in kalyan with your family. Tell me about them (this question repeated many times during interview).
Me: I told them about my family.
M1: (after looking on my submitted document) This is your first attempt?
Me : yes sir
M4: Good
F1: A question for you that suppose you have to deal with a person whose monthly salary is very good than what banking services you want to give him.
Me : Insurance,RD, Loans (f1 asked what type of loan) Home loan, Car loans because his standard of living must be luxurious as his salary is very good.
M3: Good
F1 leave the chair and went outside
M1: Again ask about my family that you tell you have an elder brother.
Me : yes sir, he is working in railway. (M1: where)
Me : Answered
M1: In your family everyone is in the railway than why not you also try there.
Me: Replied...(this time all the members appreciate my reply).
F1 enter in the room with a question that you joined any classes?
Me: No mam
F1: in the graduation).
Me: No mam I believe in self study.
F1 : Good. What is your attempts in mains exam?
Me : 120 approx.
M1 : 115 marks may be you score.
Me : No Sir in English I attempted 32 questions and in that I am not sure.
F1 : how much you expect?
Me : approx. 90 marks.
F1 : How many exams till now you are given.
Me: ( I was ready for this questions) 6 exams in which 2 results are pending (IBPS CLERK and IDBI).
M1: how much you are expecting in clerk exam?
Me: around 100
F1: attempted?
Me: 123 because in quant after spending 30 minutes only 18 question I was able to do.
M3 & M4: Asked 2 questions related to if you are posted in Bihar, what you do in respect of NPA. ( This question is asked because 1 candidate before my turn said to them that in Bihar many people not repay their loan).
Me : Replied.
After this they all appreciate me.
F1 : Thank you jha you can go now.
Me: Just i tried to leave the chair for wishing them thank you suddenly
M2: Why your district is famous?
Me: Madhubani painting or Mithila painting .
M2 : What (saree ka kadhai designing hota hai na waha handmade).
F1 to M2 : In support of me yes that is madhubani painting now seen in many forms.
Me : Thank you mam., Thank you sir and left the room.
It was my first interview even I was confused that ,are they really appreciating my answers or my ear not working because many times they repeated that really this is you first attempt, after this line a thought rising in my mind that , are they want more attempt of IBPS exam next year from me.
Overall it was very good experience especially female member is very helpful. She is south Indian but my 90 % interview from her side is in hindi.
All the Best...!!
FEB 10th
interview experience with everybody out here. (P.S: You might not encounter the same questions but BE PREPARED to face any question).
Venue: Tagore Public School, Shastri Nagar, Jaipur (Nodal Bank – BoB).
Reporting time: 1 PM
Panel no. 4.
Document Verification started at 3:40 PM, and since I was the last candidate in my panel, my interview started at 5:00 PM.
There were four male members and a female member of my panel.M1 did not utter a single word during the entire interview.
M2: What is the meaning Anchit (my name)?
Me: It means honoured and blessed. (He smiled)
M3: Then what is the meaning of Ankit?
Me: I don’t know, sir.
M3: (looks at my application form) You are from which place?
Me: Sir, I belong to Jaipur.
M3: So you have done BE in which subject and from where?
Me: I did BE in Civil Engineering in 2013 from Bangalore Institute of Technology, Bangalore.
M3: What can you do as a Civil Engineering in the bank?
Me: The banks are consistently involved in construction and maintenance of their buildings for which they require a Civil Engr.
F1: For that, there is specialist cadre. This recruitment is for PO.
Me: That is true Mam, but if an individual or a company approaches the bank for a loan, then I can do valuation of the properties or check the viability of the project for which the company is seeking the loan for.(She started smiling)
M3: (Smiling) Chalo maan lete h.(He looked at my form again and moved towards my work experience column) What did you do in your previous job?
Me: I was working as an Engineer in <XYZ>, and we had college students for training, and I also worked on some small engineering projects.
M3: Why did you leave the job and shift to banking?
Me: Sir, the salary was very less, and there was no growth in my job.
M3: So, you left in Jul 2016. Then, what did you do after that?
Me: Sir, I started preparing for banking exams.
M2: You could have prepared during your job also.
Me: I could have, but I needed more time for preparation that’s why I left the job to completely focus on my studies.
M2: Did you watch the budget on TV?
Me: No sir. I only read about it in the newspapers.
M2: If you are interested in banking, then you should have watched. What is different about this budget?
Me: Sir, this year the budget was presented on 1st Feb instead of Feb end. Also, the railway budget was merged with the Financial budget.
M2: Why was it presented earlier than before?
Me: Sir, because earlier, it used to take time to implement the budget, usually the implementation exceeded beyond 1st of April. That’s why the govt presented it earlier.
M2: Why was the budget implementation delayed?
Me: Sir, after the budget presentation, the benefits and the funds allocated has to be transferred to various ministries and departments, and then they transfer the benefits to the society. All this process takes time, so they presented it earlier to get it implemented on time.
M4: You have been asked a lot about general things. Let me ask something from banking. Name the 4 Dy. Governors of RBI.
Me: Sir, Viral Acharya, R.Gandhi
(Then I paused for few seconds, I don’t know what happened. Suddenly I recalled reading a presentation on NPA which was prepared by SS Mundra)
Sir, third is SS Mundra.
(I started recalling the fourth name but even after 10 seconds I couldn’t recall the fourth name. Swaminathan was striking my head every time in those 10 seconds, but deep down I felt this is not the right name so I gave up)
Sorry sir, I cannot recall the last name.
M4: Chalo koi nai.
F1: Name 3 women CMDs in the banking sector.
Me: Mam, Ms Usha Ananthasubramaniam of PNB. Ms Shikha Sharma of Axis Bank. Ms Chandra Kocchar of ICICI bank. Likewise. Ms Arundhati Bhattacharya of SBI.
F1: Very good (and then they were pretty much impressed with my banking knowledge. They might have thought that he is an engineer and will not be knowing anything in banking sector)
M4: What is the importance of Geotechnical Engg?(one of my graduation subjects)
Me: Answered
M4: Have you studied Hydraulics and Irrigation engg (graduation subjects)?
Me: Yes sir.
M4: What is Hydraulic and Irrigation engg?
Me: Answered.(M4 and F1 both were nodding their head and were quite happy with my answers)
M3: Ok, you can go now.
Me: Thank….. (then M2 interrupted me)
M2: Wait! Sit down I want to ask one question. What are the different ways of transferring money? I mean, how can you send money to another person’s bank account.
Me: The traditional way is to visit the branch and deposit the cash. At the branch itself, there are POS machines through which we can send money by just swiping our debit/credit card. We can also use NEFT and RTGS at the branch. From mobile and Internet banking, we can use NEFT, RTGS and IMPS where IMPS is for immediate transfers and is a 24×7 service. Recently another way of transferring funds is via UPI and BHIM app. Apart from these, there is the card to card transfer. (M3 gives a weird look)
M3: ye card to card kya hota h?
Me: Sir, I have seen in SBI ATMs, there is an option of a card to card transfer. Also, there is an option of Visa card transfer where if the sender and receiver have Visa cards then they can transfer via Visa card transfer service also.
M2: Have you visited any bank branch? What type of information is displayed in a bank branch?
Me: Sir, there are various offers and schemes of the bank displayed in a bank branch. Apart from that, the interest rates of various types of deposits like RD and FD are also mentioned. There is also forex displayed.
F1: “Forex??”
Me: Mam, I meant foreign exchange currency rates.
M2: Rates??
Me: Sir, rates as in the different currency exchange factors like USD to INR or GBP to INR sort of things.
M2: Didn’t you notice one or two rates on that board?
Me: No sir.
M2: Jab itna sab kuch dekh liya tha to rates b dekh lete.
M3: OK, thank you.
Me: Thank you very much, sir. Thank you very much, mam.
As soon as I came out of the room, all he candidates vanished from the hall, and I was all alone there. However, I was very happy with my performance in the interview.
(Though I have written the majority of the questions and answers in English, 70% of the questions were asked in Hindi. It is my advice to everyone that while waiting, you should always keep talking to other candidates and enjoy that moment with them and share some joyous moments. This always releases the tension and it helps in your interview.)
All the best for your Result !!!!!!!!!!
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